:root {
  --primary: #0a7dbe;
  --bg-dark-blue: #021435;
  --bg-dark-blue-light: #031d40;
  --accent-yellow: #ffd30f;
  --buddy-green: #1db87a;
  --buddy-orange: #ff8a0d;
  --buddy-red: #e8414a;
  
  --primary-rgb: 10, 125, 190;
  --slate-900: #0f172a;
  --slate-950: #020617;
  
  --mesh-gradient: radial-gradient(at 0% 0%, rgba(10, 125, 190, 0.05) 0px, transparent 50%),
                   radial-gradient(at 100% 0%, rgba(3, 29, 64, 0.05) 0px, transparent 50%),
                   radial-gradient(at 100% 100%, rgba(29, 184, 122, 0.04) 0px, transparent 50%);
}

/* Hide scrollbar lines globally while preserving scrolling functionality */
* {
  -ms-overflow-style: none;  /* IE and Edge */
  scrollbar-width: none;  /* Firefox */
}

*::-webkit-scrollbar {
  display: none;  /* Chrome, Safari, Opera */
}

body {
  font-family: 'Manrope', sans-serif;
  background-color: #f6f8fb;
  color: #0f172a;
}

h1, h2, h3, h4, h5, h6, .font-display {
  font-family: 'Manrope', sans-serif;
}

/* Smooth Interactive Elements Transition */
a, button {
  transition: all 0.25s cubic-bezier(0.16, 1, 0.3, 1);
}

/* Premium Buttons in Buddy Loan Style */
.btn-buddy-primary, .btn-buddy-secondary, .btn-buddy-blue {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  min-height: 48px;
  padding: 10px 28px;
  font-size: 14px;
  letter-spacing: 0.025em;
  font-family: 'Manrope', sans-serif;
  text-align: center;
  vertical-align: middle;
  cursor: pointer;
}

.btn-buddy-primary {
  background-color: var(--accent-yellow);
  color: #021435;
  font-weight: 700;
  border-radius: 9999px;
  box-shadow: 0 4px 12px rgba(255, 211, 15, 0.2);
  transition: all 0.3s ease;
}
.btn-buddy-primary:hover {
  transform: translateY(-2px);
  box-shadow: 0 8px 16px rgba(255, 211, 15, 0.35);
  background-color: #f0c300;
}

.btn-buddy-secondary {
  background-color: transparent;
  color: #ffffff;
  border: 2px solid rgba(255, 255, 255, 0.3);
  font-weight: 600;
  border-radius: 9999px;
  transition: all 0.3s ease;
}
.btn-buddy-secondary:hover {
  background-color: rgba(255, 255, 255, 0.1);
  border-color: #ffffff;
  transform: translateY(-1px);
}

.btn-buddy-blue {
  background-color: var(--primary);
  color: #ffffff;
  font-weight: 700;
  border-radius: 9999px;
  box-shadow: 0 4px 12px rgba(10, 125, 190, 0.2);
  transition: all 0.3s ease;
}
.btn-buddy-blue:hover {
  transform: translateY(-2px);
  box-shadow: 0 8px 16px rgba(10, 125, 190, 0.35);
  background-color: #086aa2;
}

/* Premium Form Elements */
input[type="text"], input[type="email"], input[type="tel"], input[type="number"], select, textarea {
  transition: all 0.2s ease-in-out;
  border: 1px solid #d1d5db;
}
input[type="text"]:focus, input[type="email"]:focus, input[type="tel"]:focus, input[type="number"]:focus, select:focus, textarea:focus {
  border-color: var(--primary) !important;
  box-shadow: 0 0 0 3px rgba(10, 125, 190, 0.12) !important;
  outline: none !important;
}

/* Glassmorphism Navigation */
.glass-panel {
  background-color: var(--bg-dark-blue);
  border-bottom: 1px solid rgba(255, 255, 255, 0.08);
  box-shadow: 0 4px 20px rgba(0, 0, 0, 0.1);
}

/* Structured Corporate Cards & Panels */
.glass-card {
  background-color: #ffffff;
  border: 1px solid rgba(229, 231, 235, 0.7);
  box-shadow: 0 4px 10px rgba(0, 0, 0, 0.015), 0 10px 30px rgba(2, 20, 53, 0.035);
  transition: all 0.3s cubic-bezier(0.16, 1, 0.3, 1);
}

.glass-card-hover:hover {
  transform: translateY(-5px);
  border-color: rgba(10, 125, 190, 0.2);
  box-shadow: 0 16px 36px rgba(2, 20, 53, 0.06), 0 4px 10px rgba(0, 0, 0, 0.02);
}

.glass-card-hover:hover i[data-lucide] {
  transform: scale(1.08);
  transition: transform 0.2s ease-in-out;
}

.bg-mesh {
  background-image: var(--mesh-gradient);
}

.text-gradient {
  background-clip: text;
  -webkit-background-clip: text;
  color: transparent;
  background-image: linear-gradient(135deg, var(--primary), #031d40);
}

/* Animations */
@keyframes float {
  0% { transform: translateY(0px); }
  50% { transform: translateY(-8px); }
  100% { transform: translateY(0px); }
}

.animate-float {
  animation: float 5s ease-in-out infinite;
}

/* Scroll Reveal Animations */
.reveal-on-scroll {
  opacity: 0;
  transform: translateY(16px);
  transition: opacity 0.6s cubic-bezier(0.16, 1, 0.3, 1), transform 0.6s cubic-bezier(0.16, 1, 0.3, 1);
}

.reveal-visible {
  opacity: 1;
  transform: translateY(0);
}

.delay-100 { transition-delay: 100ms; }
.delay-200 { transition-delay: 200ms; }
.delay-300 { transition-delay: 300ms; }
.delay-400 { transition-delay: 400ms; }
.delay-500 { transition-delay: 500ms; }

/* Custom Range Sliders */
input[type="range"]::-webkit-slider-thumb {
  -webkit-appearance: none;
  appearance: none;
  width: 18px;
  height: 18px;
  border-radius: 50%;
  background: var(--primary);
  cursor: pointer;
  box-shadow: 0 0 8px rgba(10, 125, 190, 0.3);
  transition: transform 0.1s ease, background-color 0.2s;
}

input[type="range"]::-webkit-slider-thumb:hover {
  transform: scale(1.15);
  background: var(--bg-dark-blue-light);
}

/* FAQ Accordion */
.faq-content {
  max-height: 0;
  overflow: hidden;
  opacity: 0;
  transition: max-height 0.3s cubic-bezier(0.16, 1, 0.3, 1), opacity 0.3s ease, margin-top 0.3s ease;
}

.faq-item.active .faq-content {
  max-height: 300px;
  opacity: 1;
  margin-top: 12px;
}

.faq-chevron {
  transition: transform 0.25s cubic-bezier(0.16, 1, 0.3, 1), color 0.2s;
}

.faq-item.active .faq-chevron {
  transform: rotate(180deg);
  color: var(--primary);
}

/* Custom Scrollbars */
::-webkit-scrollbar {
  width: 6px;
  height: 6px;
}
::-webkit-scrollbar-track {
  background: #f1f5f9;
}
::-webkit-scrollbar-thumb {
  background: #cbd5e1;
  border-radius: 4px;
}
::-webkit-scrollbar-thumb:hover {
  background: #94a3b8;
}

/* Premium Tech Grid overlay */
.bg-grid {
  position: relative;
}
.bg-grid::before {
  content: '';
  position: absolute;
  inset: 0;
  z-index: -10;
  pointer-events: none;
  background-size: 32px 32px;
  background-image: 
    linear-gradient(to right, rgba(10, 125, 190, 0.015) 1px, transparent 1px),
    linear-gradient(to bottom, rgba(10, 125, 190, 0.015) 1px, transparent 1px);
  mask-image: radial-gradient(circle at center, black, transparent 90%);
  -webkit-mask-image: radial-gradient(circle at center, black, transparent 90%);
}

/* Credit Bar Colors */
.credit-level {
  display: flex;
  flex-direction: column;
  align-items: center;
  gap: 4px;
}
.credit-level .bar-pill {
  width: 100%;
  height: 8px;
  border-radius: 999px;
  background-color: #e5e7eb;
  transition: background-color 0.3s ease;
}
.credit-level.active-excellent .bar-pill { background-color: var(--buddy-green); }
.credit-level.active-good .bar-pill { background-color: var(--accent-yellow); }
.credit-level.active-fair .bar-pill { background-color: var(--buddy-orange); }
.credit-level.active-poor .bar-pill { background-color: var(--buddy-red); }

/* Custom Carousel CSS */
.buddy-slider {
  position: relative;
  width: 100%;
  height: 100%;
  overflow: hidden;
}

.buddy-slides {
  display: flex;
  width: 300%;
  height: 100%;
  transition: transform 0.6s cubic-bezier(0.16, 1, 0.3, 1);
}

.buddy-slide {
  width: 33.3333%;
  height: 100%;
  flex-shrink: 0;
}

.buddy-dots {
  position: absolute;
  bottom: 12px;
  left: 50%;
  transform: translateX(-50%);
  display: flex;
  gap: 8px;
  z-index: 20;
}

.buddy-dot {
  width: 8px;
  height: 8px;
  border-radius: 50%;
  background-color: rgba(255, 255, 255, 0.35);
  cursor: pointer;
  transition: all 0.3s ease;
}

.buddy-dot.active {
  background-color: var(--accent-yellow);
  transform: scale(1.2);
  width: 18px;
  border-radius: 4px;
}

/* Hover effects for services */
.loan-card {
  background: white;
  border-radius: 20px;
  padding: 24px;
  border: 1px solid #f1f3f7;
  transition: all 0.3s ease;
}
.loan-card:hover {
  transform: translateY(-4px);
  box-shadow: 0 10px 25px rgba(2, 20, 53, 0.05);
  border-color: #0a7dbe20;
}

.loan-icon-wrapper {
  width: 48px;
  height: 48px;
  border-radius: 12px;
  display: flex;
  align-items: center;
  justify-content: center;
  transition: all 0.3s ease;
}

.loan-card:hover .loan-icon-wrapper {
  transform: scale(1.08);
}

/* Multi-Step Form wizard & selection cards */
.step-pane {
  display: none;
}
.step-pane.active {
  display: block;
  animation: fadeIn 0.4s cubic-bezier(0.16, 1, 0.3, 1);
}

@keyframes fadeIn {
  from { opacity: 0; transform: translateY(8px); }
  to { opacity: 1; transform: translateY(0); }
}

.select-card {
  border: 1px solid #e2e8f0;
  cursor: pointer;
  transition: all 0.2s cubic-bezier(0.16, 1, 0.3, 1);
}
.select-card:hover {
  border-color: var(--primary);
  background-color: rgba(10, 125, 190, 0.02);
  transform: translateY(-2px);
}
.select-card.active {
  border-color: var(--primary);
  background-color: rgba(10, 125, 190, 0.05);
  box-shadow: 0 0 0 3px rgba(10, 125, 190, 0.15);
}

/* Custom dashboard styles */
.dashboard-glow {
  position: relative;
}
.dashboard-glow::after {
  content: '';
  position: absolute;
  top: -10%;
  left: -10%;
  width: 120%;
  height: 120%;
  background: radial-gradient(circle, rgba(10, 125, 190, 0.04) 0%, transparent 70%);
  pointer-events: none;
  z-index: 0;
}

/* Status tracker line */
.tracker-node.active .tracker-dot {
  background-color: var(--primary);
  box-shadow: 0 0 0 4px rgba(10, 125, 190, 0.2);
}
.tracker-node.completed .tracker-dot {
  background-color: var(--buddy-green);
  box-shadow: 0 0 0 4px rgba(29, 184, 122, 0.2);
}

/* Simulated Credit Score Radial Progress */
.radial-progress {
  position: relative;
  width: 120px;
  height: 120px;
  border-radius: 50%;
  background: conic-gradient(var(--buddy-green) calc(74.5 * 3.6deg), #e2e8f0 0deg);
  display: flex;
  align-items: center;
  justify-content: center;
}
.radial-progress::after {
  content: '';
  position: absolute;
  width: 100px;
  height: 100px;
  border-radius: 50%;
  background: white;
}
.radial-progress-content {
  position: relative;
  z-index: 10;
  text-align: center;
}